Tuesday, October 31, 2006

College Health Insurance

Before I went away to attend a major university on the East Coast, my parents sat me down to give me some advice. They gave me the standard speech about how important a degree would be for my future and how I would have to be mature enough to do all my homework and keep my grades up without anyone there to remind me to do so. And of course they gave me a long lecture about why I should stay away from drugs and alcohol -- all in all, it was the usual parent stuff. In fact, the only unexpected thing they did was tell me to start researching college health insurance plans before I left.
This was unexpected because I figured I was covered on my parents' policies. This was true, but my dad explained that a college health insurance plan taken out specifically in my name would be much safer and more convenient in the long run. Apparently, my parents' policy was very restrictive as to the doctors and hospitals that could be consulted in the event of an emergency. So if I had my own college health insurance, I would be able to seek treatment near my school without worrying about whether I would be covered or not.
Getting a college health insurance policy in my name sounded like a smart thing to do, so I went online to start checking out the various plans that are available. My parents had given me some basic guidelines as far as what to look for in a college health insurance plan, such as premiums, deductibles, annual caps, and breadth of the company's medical network. I treated my college health insurance search as I would a school assignment, and put all the results of my research into an easy-to-read chart. This made it simple for my parents and I to sit down and compare the various college health insurance plans that are available.
I left the final decision about my college health insurance up to my parents. After all, they have more experience with that type of thing and would be able to evaluate the different policies much more effectively than I could. When all was said and done, we selected a pretty comprehensive college health insurance plan that would provide coverage for everything from minor illnesses to major accidents.
Although I hope I never have to actually use my college health insurance coverage, I'm glad that I have it. It gives my parents some peace of mind because they know I'll be taken care of even though I'll be more than a thousand miles away from home. Plus, now I know that with my college health insurance plan, I won't have to uproot my life to come back home if I get sick. And that's what gives me peace of mind.

The Christmas Light String

Christmas decorations are one of the many ways to express your joy during this festive season. The wonderful part about decorations is that there are many types to choose from at all kinds of prices to match every budget and lifestyle.
Some people choose to go the whole nine yards decorating every spruce tree in their yard along with the exterior of their home. Others choose to make a simple Christmas light string display. Both are equally attractive and depending on the space you have you may choose to do whichever best suits your d├ęcor and your personality.
Families with small children usually choose to decorate the whole house and lawn if possible and get a Christmas tree as well; after all, where are they going to gather on Christmas day to open the presents? The simple Christmas light string is usually chosen by single people who want to feel the spirit of Christmas but don’t want to go through all that trouble as they may not even spend Christmas at their place after all.
Everyone however usually utilizes some sort of lights on a string including those who choose to do large scale decorations and those who choose to stay modest. The Christmas light string is what gives life to a Christmas tree; whether it is the biggest tree or the smallest, it is the Christmas light string that lights it up to its glorious self.
They come as small or as long as you require; some use them on the windows or doors whereas others use the Christmas light string all over the house. The Christmas light string comes in the traditional Christmas colors of red, yellow, green and blue; some flicker and other have a Christmas tune that plays non stop when the lights are on, which can be quite annoying at night or if you are watching TV but, a great party starter for Christmas day.
A benefit is that they do not consume much power so you can leave them on the whole night if you choose; in fact that is yet another great thing about Christmas, when you drive around at night and it’s cold outside, you can see Christmas trees brightly lit and shining as if warming you up. The Christmas light string is a gentle reminder of the season and looks especially inviting if outside and snow is falling.
Like many people, I enjoy December for the peace and serenity that the Christmas season brings. Seeing children laughing and Santa Claus at the mall reminds us of how innocent and wonderful the season truly is. With a Christmas light string brightening up your home you can truly feel the festive atmosphere.